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The Theriault-Fazio Team

Jo Ann Theriault-Fazio and Sam Fazio

We are not your average mortgage company. We are a unique team of experts with a mission of empowering borrowers with better loan products, cutting-edge technology, transparent terms and expert advice. Our founder, Victor Ciardelli, leads a team of ambitious and creative thinkers who believe in the disruptive nature of Guaranteed Rate’s unique business model.

About the Theriault-Fazio Team

Jo Ann Theriault-Fazio

Jo Ann Theriault-Fazio - SVP of Mortgage Lending/Branch Manager

Jo Ann has been in the mortgage industry since 2001 with a processing & underwriting background. She has been a Presidents Club member since 2008 since joining Guaranteed Rate and one of the Top 1% of Mortgage Originators in America for Mortgage Executive Magazine since inception of the award in 2011. She was also in the Mortgage Originator Magazine 2008 Loan Originator Rookie of the year and is personally licensed in 19 states. Jo Ann was also recognized in the Scotsman Guide’s List of Top 200 Producers in 2009 & 2010 and values phenomenal customer service and embracing new challenges, and adopting a fresh way of doing business. Jo Ann also founded charity event for Making Strides against Breast Cancer ® benefiting the American Cancer Society and holds the awards below:

  • Five Star Professional
  • MPA Top 50 Women
  • NAPEW (National Association of Professional and Executive Women)

Sam Fazio

Sam Fazio - SVP of Mortgage Lending

Prior to working in the mortgage industry, he was a futures trader at the Chicago Mercantile Exchange. He decided to leave the hectic world of trading and use his financial and banking experience in a new career. He entered the mortgage industry a few weeks later, becoming a dedicated and knowledgeable loan officer. He enjoy building relationships with clients and helping them find a loan product that fits their financial situation.

Contact The Theriault-Fazio Team

phone-icon(847) 972-5704

phone-icon(773) 435-7887

Mail Icon[email protected]

Pin Icon2201 Waukegan Rd, Suite 180

Bannockburn, IL 60015

location-icon Jo Ann NMLS ID:112837

Sam NMLS ID: 223773

Mortagage payment calculator

Jo Ann Theriault-Fazio - (847) 972-5704, [email protected]
SVP of Mortgage Lending/Branch Manager
NMLS ID: 112837
NMLS ID: 112837 AZ AZ - 0912774, CO CO - 100032530, FL FL - LO7626, GA GA - 25344, IA IA - 18287, IL IL - 031.0001515, IN IN - 12506, KS LO.0039763, MI MI - 112837, MN MN - MN-MLO-112837, MO MO - MO-112837, NC NC - I-148910, OH OH - MLO-OH.112837, SC SC - MLO - 112837, TN TN - 106728, TX TX - Licensed, WI WI - 727194

Sam Fazio - (847) 972-5705, [email protected]
SVP of Mortgage Lending
NMLS ID: 223773
AZ, FL FL - LO73836, IA IA - 38961, IL IL - 031.0005755, IN IN - 46439, MI MI - 223773, MN MN - MO MO - MO-223773, NC, OH, SC, TN - 218524, TX, WI - 223773

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Proper Rate NMLS: 1901699
1800 W. Larchmont Ave., Suite 301, Chicago, IL 60613

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Proper Rate NMLS - 1901699

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