Skip to main content
Proper Rate Banner Image of Industrial Sculpture
NMLS: 223773
Sam Fazio
SVP of Mortgage Lending
  • O: (847) 972-5705
  • C: (773) 398-1273
  • F: (773) 672-8539
  • 2201 Waukegan Rd
    Suite 180
    Bannockburn, IL 60015
    Experienced, trusted and local
    Apply Now Contact Sam

    Working with Sam

    Prior to working in the mortgage industry I was a futures trader at the Chicago Mercantile Exchange. I decided to leave the hectic world of trading and use my financial and banking experience in a new career. I entered the mortgage industry a few weeks later, becoming a dedicated and knowledgeable loan officer. I enjoy building relationships with clients and helping them find a loan product that fits their financial situation. I am married to Proper Rate SVP, Jo Ann Theriault-Fazio.

    What people are saying... What people are saying... Read more


    Everyone involved moved swiftly to obtain the loan with very little effort on my part. I was kept updated on loan status. The web based to do list and information upload was convenient and simple.

    - Lawrence S.


    It was a seamless process with a responsive team!

    - Richard B.


    Sam was great, always available, and answered any question that came up, in a timely manner. Thanks again!

    - Robert M.


    Very satisfied with Sam Fazio. Sam made everything easy and understandable. I would highly recommend him.

    - Ernst S.


    Sam Fazio and his team were great. I had an odd situation and they worked hard to make it work!

    - Jason D.


    Process was simple and easy. All required documentation was quickly accepted.

    - Jimmy V.


    Sam was extremely helpful!

    - Mark A.


    Sam and his team helped us a lot. We have a wonderful experience working with the team.

    - Narsimharao P.


    Sam Fazio is fantastic and we would highly recommend him to anyone else. We have worked with him twice now and both times the process was as smooth as it could go.

    - John Z


    Great mortgage service!

    - Gina P.


    I dealt with Sam Fazio and team for two closings in one year (purchase and a refi) and couldn't have been happier.

    - Christopher M

    Monthly Mortgage Calculator

    A perfect finish to your journey home

    Proper Rate proudly serves Chicago with an unheard-of level of service plus great rates and loan options for life’s most important purchase.

    Copyright © 2020-2021 Proper Rate, LLC. All rights reserved.

    Equal Housing Lender Badge

    Equal Housing Lender
    Proper Rate NMLS: 1901699
    1800 W. Larchmont Ave., Suite 301, Chicago, IL 60613

    NMLS Consumer Access

    Proper Rate NMLS - 1901699

    Arizona Mortgage Banker License #1010230

    P: 866-755-0679 *not for use by New York borrowers

    Texas consumers: How to file a complaint

    This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

    Proper Rate, LLC. is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason prohibited by law.

    Sam Fazio NMLS ID: 223773 AZ AZ - 1012335, CA CA - CA-DFPI223773, CO CO - 100520489, FL FL - LO73836, GA GA - 223773, IA IA - 38961, IL IL - 031.0005755, IN IN - 46439, KS KS - LO.0044726, MI MI - 223773, MN MN - MN-MLO-223773, MO MO - MO-223773, NC NC - I-192109, OH OH - MLO-OH.223773, SC SC - MLO - 223773, TN TN - 218524, TX TX - Licensed, WI WI - 223773
    (847) 972-5705